Baccarat Basics


Baccarat is one of the easiest casino table games to play. It is a game where the dealer does all the work and the only decision you need to make is whether to bet on Player, Banker or Tie.

Setting aside backing a tie, you have a 50/50 chance of winning on either the Player or Banker hand. The house edge is slightly higher on the Banker hand, however.

Game rules

Baccarat is a game that may seem intimidating to new players, but it’s actually very simple. The game has from seven to 14 seats and a dealer’s area, with two hands of cards dealt: the Player’s hand and the Banker’s hand. The goal of the game is to get closer to nine than the other hand. Picture cards and Tens are worth zero points, while aces count as one. The value of a hand is determined by adding the values of each card and dropping the first digit.

While there is no way to predict the outcome of a baccarat game, you can learn some strategies to improve your odds of winning. For example, many players use a betting system called the Martingale, which involves increasing your bet after every loss. Although this strategy does not violate the rules of baccarat, it is not recommended for beginners because it can quickly drain your bankroll. Instead, try a more conservative approach.


Aside from the Player, Banker and Tie wagers, there are other betting options available. These vary by establishment and platform. Typically, these side bets offer higher odds than those on the main game. Among them is the pair bet, which wagers that either the banker or player will receive identical cards on the deal and pays at 11:1 odds.

A more practical approach is flat betting, which allows players to maximize their odds at winning money. It is also the least risky strategy for players of all skill levels. However, it should be noted that even flat betting can lead to large losses if the player’s bankroll is small.

To avoid this, players should always play within their budgets. They should also try out baccarat for free first before placing real money bets. This way, they can learn more about the game and try new strategies without risking their own funds. Moreover, they can practice their strategies on different online platforms without having to pay for them.


Baccarat is a game of skill and strategy. The croupier (dealer) is responsible for dealing the cards and collecting and paying off players’ bets. A baccarat dealer uses a fixed set of rules to determine whether the banker or player hand wins. This process is streamlined so that players only have to decide which hand they want to wager on.

In addition to the common betting options of Player and Banker, players can also place a side bet on a specific tie. While these side bets can offer big payouts, they typically come with a high house edge.

The Either Pair side bet pays 5 to 1 if either the Banker’s or the Player’s first two cards match. However, players should be aware that winning bets on the Banker will pay 1:1 but they will have to pay a 5% commission to the casino. This is to cover the cost of operating a baccarat table.


There are a few different variations of baccarat. One of the most popular is Punto Banco, which can be played at online casinos in five US states that have legalized it. The game is a simple process where the player and banker both try to get a hand that is closest to nine points.

The other main variation is Mini baccarat, which is a lower-stakes version that can be played at a faster pace. Another option is live dealer baccarat, which can be found at some of the best online casinos.

EZ baccarat is also becoming increasingly popular. It’s similar to traditional baccarat except that the banker and player bets are commission free. This can make it easier to win Player bets and create opportunities for card counters to realize a portion of the house edge on Banker bets.