Baccarat Basics

Baccarat is a game of cards that is played with up to 14 players. There are two bets, Player and Banker, with the winning hand being whoever gets closest to nine points. A Tie bet pays out eight to one, but has a high house edge of over 14 percent.

Game rules

The game of baccarat is one of the few casino games where players can make money by ignoring the house edge. However, the game can also devastate a player’s bankroll if they lose too many rounds. To avoid this, players should follow a bankroll management system. A good strategy is to play short games and limit the total number of units a player bets.

After all customers place their bets, the dealer deals two cards to the Player and Banker. The Player hand is scored based on the number of nines in the first two cards, while the Banker’s hand is score based on the number of eights. If neither hand has a natural, further cards are drawn.

The Banker bet offers the best chance to win, but casinos impose a 5 percent commission on winning banker bets. As a result, most customers opt for the Player bet. This is not a bad bet, but it is not as profitable as the Banker bet.


Payouts in baccarat are determined by the total value of both the Player and Banker hands. Picture cards and tens are worth zero points while the numbers 2-9 are worth their face value. A winning bet on the Banker pays 1:1 and a winning bet on the Player pays 1:0.95. However, players are charged a 5% commission when they win on the Banker.

In addition to the Banker and Player wagers, baccarat offers side bets that have different payouts. One of these is the Ox 6 side bet that wins if the Banker’s hand beats the Player’s hand with a three-card total of 6. It pays 40 to 1.

While the payouts in baccarat can be huge, it is essential for players to use good money management strategies. They should set aside a specific amount before entering a casino and not change their bet size after a win or loss. This will prevent them from chasing losing streaks and running out of money.


Baccarat offers a range of betting strategies that can help players lower the house edge and maximize their chances of winning big payouts. Some of these methods are based on long trends and choppy patterns, while others focus on positive progression. These methods can be used alone or in combination with other tactics, including card counting.

One of the most important things to remember about baccarat is that the game can be very volatile. The house advantage can shift dramatically in a short period of time. This is why it is essential to set aside a session bankroll and stick to it. This way, you can avoid getting carried away by a streak and make sure you do not lose too much money in the process.


Baccarat variations allow players to experience different versions of the game. From classic Punto Banco to the French-inspired Chemin de Fer, these variants offer a more diverse gaming experience. Choosing the right one for you depends on your preferences, skill level, and risk tolerance.

The most common baccarat betting options are on Player, Banker or Tie. The Player and Banker bets pay out if the player’s hand or the banker’s hand has a higher value. If the hands tie, bets are a push and you get your money back.

Some online casinos also offer a variation known as Squeeze Baccarat, which allows players to bend, twist and squeeze cards as they’re dealt. While it has no impact on the outcome of the game, this variation adds a tactile element and can be enjoyable for some players.