What is Baccarat?


Baccarat is one of the world’s most popular casino games. Yet despite its popularity, it remains unfamiliar to many American casino-goers.

Before a round begins, you can place chips on either a player hand, banker hand, or tie. You can also place side bets that pay varying odds. Two cards are dealt to the Banker and Player hands, and a third card is sometimes drawn. The hand closest to nine wins the game.

Game rules

Baccarat is a simple card game with a very simple goal–to correctly bet on which hand will win. Each side–player or banker–is dealt two cards. The total value of the hand is determined by adding up all the pips (the dots on each card that represent clubs, diamonds, hearts, and spades). The side with the final number closest to nine wins. In addition, most Baccarat games offer the option to bet on a tie, which pays 8:1 odds.

The croupier announces the results of each hand and pays winning bets. In baccarat, a ‘win’ bet on either the player or banker is considered a push if neither of the hands hits 9; otherwise, a 5% commission is paid to the house.

The game is played on a table with numbered spots for up to 14 players. Bets are placed on a designated area of the table, usually labeled with their name. There are also a variety of side bets that can be placed before the hand begins. The payouts on these bets vary by establishment and platform.


Baccarat is a popular casino game that features a simple table layout and several betting options. It is played in brick-and-mortar casinos and a number of online sites. Players can place bets on the banker, player or a tie. In addition to the usual pair and tie wagers, baccarat offers several side bets that can increase the payouts.

One of the most common side bets is called a ’Banker Streak’, which pays if the banker wins more than three consecutive times. Other side bets include the ’Mini Royal’, which pays 250:1, and the ’Tiger Pair’, which pays based on the poker value of the first two cards in the Banker and Player hands.

The banker bet is the most common choice because it has the lowest house advantage. However, winning bets will have a 5% commission deducted from them. This small taking helps the casino pay for things like website maintenance and employee wages. Those who are not a fan of the banker’s advantage can make a ’Player Wins’ bet instead, which has a higher payout of 8 to 1. A ‘Tiger Wins’ side bet is also available, paying 40:1 when the player’s hand beats the banker’s.


Baccarat is a game of chance and you can’t predict the outcome of each hand. However, you can make the most of your bankroll by betting on the player or banker hands. These bets pay off at a rate of 1 to 1, while the ties pay 8 or 9 to 1.

If you want to maximize your chances of winning, wager on the banker’s hand. This bet has a higher probability of winning than the player’s, even after taking into account the 5% commission on all wins.

Some baccarat tables have electronic posts that rise up to show the last 30 winning hands. Although this can build anticipation, following the trend won’t increase your odds of winning.


There are many different baccarat strategies, but most of them involve betting on the banker. However, it is important to know that this game can be very exciting and can lead to huge wins and losses. It is therefore advisable to set your budget in advance and not let yourself get carried away.

Baccarat is played with three to six standard decks of cards that are shuffled together. The cards are ranked from 2 to 9 and the picture cards and tens carry zero points, while Aces have one point. The baccarat table has from seven to 14 seats for players and a dealer.

A common baccarat strategy is to use the Martingale system, which involves doubling your bet after each loss. This type of strategy is not recommended for players with a limited bankroll as it can quickly drain your account. A better choice is a flat progressive strategy that doesn’t require any complicated calculations.